Personal CDs & IRA CDs

Time Certificates of Deposit

We offer both fixed and variable rate TCDs with terms varying from 30 days to 5 years to best fit your investment needs.

  • $2,500 minimum opening deposit.
  • Interest compounded daily.
  • Interest can be mailed to you in the form of a check, transferred to your TPNB checking or savings account, or reinvested into your TCD.
  • Early withdrawal penalties will be assessed at the time of the withdrawal.

For detailed information on this account type, refer to the Deposit Agreement & Disclosures or call an account officer at one our locations. CD Rates


Individual Retirement Accounts (IRA) CDs

Two different Time CDs are available for IRAs depending on the number of contributions that are to be made each year: 1 year fixed rate or 18 month variable rate.

  • $250 minimum opening deposit.
  • $15 annual trust fee per plan.
  • $10 distribution fee.
  • $15 termination/transfer out fee.
  • $60 marital dissolution fee.

Interest rates, fees, and charges are subject to change at any time.

For detailed information on this account type, refer to the Deposit Agreement & Disclosures or call an account officer at one our locations. CD Rates