Business Checking

Trans Pacific National Bank is committed to providing products and services that respond to the unique and individual needs of the people in our communities. We have all of the solutions for your entire personal banking portfolio. We provide personalized services and take the time to make sure that all of your personal banking needs are fulfilled.

Click this link to learn more about our special account for Non Profits


Business Checking

All accounts come with ATM or Debit Card, Internet Banking and Bill Pay, and 24 hour account Access

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Basic Business Checking Small Business Checking Analyzed Business Checking

This business checking account is the lower cost solution for businesses that have a small number of monthly checks and deposits.
This small business checking account is a lower cost solution for businesses that have a moderate number of monthly checks and deposits.
This value-added checking account earns credits based on balances that can be used to offset activity fees and is analyzed on a monthly basis.
Min Opening Deposit $100 $1,000 $1,000
Monthly Service Charges No service charge if you maintain a $1,000 minimum daily balance during the monthly statement period.
$10 monthly fee if balance falls below minimum.
No service charge if you maintain a $10,000 minimum daily balance during the monthly statement period.
$18 monthly fee if balance falls below minimum.
$15.00 Monthly fee
Interest* Non-interest bearing checking account
Non-interest bearing checking account
Non-interest bearing checking account

10 deposits per statement cycle, $1.30 per deposit exceeding 10.
50 items deposited per statement cycle, $0.15 per item over 50.
50 checks per statement cycle, $0.20 per check over 50.

20 deposits per statement cycle, $1.30 per deposit exceeding 20.
100 items deposited per statement cycle, $0.15 per item over 100.
50 checks per statement cycle, $0.20 per check over 50.


Debit & Credit Charges








Other Benefits



Internet Banking and Bill Pay
Internet Banking and Bill Pay
Internet Banking and Bill Pay

Available for 24

hour account access.

Available for 24

hour account access.

Available for 24

hour account access.



* For detailed information on any of these accounts or current interest rates refer to the Deposit Agreement & Disclosures or call an account officer at one our locations.

Other Interest Bearing Accounts

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Interest Checking Premium Interest Checking Attorney Trust Account

This tiered rate checking account is available to non-profit corporations, sole proprietorships, and governmental units. It provides the convenience of unlimited check writing capabilities and earns interest based on your account balance.
This tiered rate checking account is available to non-profit corporations, sole proprietorships, and governmental units. It provides the convenience of unlimited check writing capabilities and earns interest based on your account balance.
This interest-bearing checking account is available to California attorneys and law firms that receive and disburse client funds. All interest earned, minus any service charges, will be sent to the California State Bar Association monthly.
Min Opening Deposit $500 $10,000 $1,500
Monthly Service Charges No service charge if you maintain a $1,500 minimum daily balance or a $3,000 average daily balance during the monthly statement period. $10 monthly fee if balance falls below minimum.
No service charge if you maintain a $10,000 minimum daily balance during the monthly statement period. $10 monthly fee if balance falls below minimum.
$10.00 Monthly fee
Interest * Tiered interest rate based on account balance Tiered interest rate based on account balance

No per check fee for first 50 checks if you maintain a minimum daily

No per check fee for first 50 checks if you maintain a minimum daily

No per check fee
Debit & Credit Charges
Other Benefits ATM / Debit Cards ATM/ Debit Cards
Internet Banking and Bill Pay

Available for 24

Internet Banking and Bill Pay

Available for 24

hour account access. hour account access.

* For detailed information on any of these accounts or current interest rates refer to the Deposit Agreement & Disclosures or call an account officer at one our locations .


Business Money Market Accounts

All accounts come with ATM or Debit Card, Internet Banking and Bill Pay, and 24 hour account Access

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Money Market
Premium Money Market


This tiered rate account allows for unlimited withdrawals when made in person, by mail, by messenger/courier, or through an ATM and earns interest based on your account balance.

This tiered rate account allows for unlimited withdrawals when made in person, by mail, by messenger/courier, or through an ATM and earns interest based on your account balance.

Min Opening Deposit $2,500
$10,000

Monthly Service Charges No service charge if you maintain a $2,500 minimum daily balance or a $5,000 average daily balance during the monthly statement period. $10 monthly fee if balance falls below minimum.
No service charge if you maintain a $10,000 minimum daily balance during the monthly statement period. $10 monthly fee if balance falls below minimum.

Interest* Tiered interest rate based on account balance.
Tiered interest rate based on account balance.


Pre-authorized debits are limited to no more than six (6) per statement cycle. $10 charge for each transaction beyond six per statement cycle.
Pre-authorized debits are limited to no more than six (6) per statement cycle. $10 charge for each transaction beyond six per statement cycle.

Debit & Credit Charges








Other Benefits ATM / Debit Cards
ATM / Debit Cards
Internet Banking and Bill Pay

Internet Banking and Bill Pay

Available for 24

hour account access.



Available for 24 hour account

access.


* For detailed information on any of these accounts or current interest rates refer to the Deposit Agreement & Disclosures or call an account officer at one our locations.