Cash Management

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When selecting a bank to support your company’s financial needs, you need a bank committed to both understanding your business goals and providing the most effective cash management tools that technology offers.

With a commitment to “high-touch” relationship banking – and a focus on the latest “high-tech” advances in imaging, remittance processing, and online banking services – Trans Pacific National Bank delivers solutions designed to optimize financial and operational efficiencies for a variety of industries. Our relationship managers work closely with you to determine the solutions that best meet your specific business needs.

ACH Origination

ACH Origination allows our business customers to create electronic payments and deposits. This service provides our customers with the ability to streamline their payment processing and collection of receivables by ACH. Help reduces the cost of manually preparing, mailing and reconciling paper checks, improves cash flow and funds availability.

Courier Services

We can arrange pickup of non-cash deposits by courier. Charges will vary depending on frequency of pickup and distance from your location to the Bank. If you wish to have cash deposits delivered to the Bank, you must independently arrange armored car service.

Remote Deposit Capture

Our Remote Deposit service allows our customers to scan checks at their location and securely transmitted to the Bank. This payment tool provides business customers with a convenient way to manage check collections at their location and eliminate branch visits to make deposits. Deposits can be created at any time and businesses can see their deposit post online as a memo post on the same business day.

Merchant Service

For most businesses, accepting credit cards is an easy way to both increase sales and reduce the risk of collections. In partnership with a leading national card processor, Trans Pacific National Bank is proud to offer merchant card services at very competitive rates. So whether you are ready to start accepting credit cards or looking for better rates, give your local branch a call to get the process started.