Business Checking

Trans Pacific National Bank is committed to providing products and services that respond to the unique and individual needs of the people in our communities. We have all of the solutions for your entire personal banking portfolio. We provide personalized services and take the time to make sure that all of your personal banking needs are fulfilled.

Click the link to learn more about our special account for Non For Profits.

Business Checking
Other Interest Bearing Accounts

Business Checking

Account Name Analyzed Business Checking Small Business Account’ Interest Checking Premium Interest Checking
This value-added checking account earns credits based on balances that can be used to offset activity fees.  Analysis is preformed on a monthly basis. This small business checking account is a lower cost solution for businesses that have a moderate number of monthly checks and deposits. This tiered rate checking account is available to non-profit corporations, sole proprietorships, and governmental units.  It provides the convenience of unlimited check writing capabilities and earns interest based on your account balance. This tiered rate checking account is available to non-profit corporations, sole proprietorships, and governmental units.  It provides the convenience of unlimited check writing capabilities and earns interest based on your account balance.
Minimum Opening Deposit: $1,000 $1,000 $500 $10,000
Monthly Service Charge: $15.00 Monthly Fee No service charge if you maintain a $10,000 minimum daily balance during the monthly statement period. No service charge if you maintain a $1,500 minimum daily balance or a $3,000 average balance during the monthly statement period.  $10 monthly fee if balance falls below minimum. No service charge if you maintain a $10,000 minimum daily balance during the monthly statement period.  $10 monthly fee if balance falls below minimum.
Interest: * Non-interest bearing checking account Non-interest bearing checking account Tiered interest rate based on account balance Tiered interest rate based on account balance
20 deposits per statement cycle,  $1.30 per deposit exceeding 20. No per check fee for first 50 checks if you maintain a minimum daily No per check fee for first 50 checks if you maintain a minimum daily
Debit & Credit Charges See Schedule of Fees 100 items deposited, $0.15 per item exceeding 100. Balance of $1,500 during the monthly statement period. Balance of $10,000 during the monthly statement period.
50 checks, $0.20 per item exceeding 50. $0.15 per check charge if balance falls below minimum. $0.15 per check charge if balance falls below minimum.
Other Benefits: ATM/Debit Card available. ATM/Debit Card available.
Internet Banking and Bill Pay Internet Banking and Bill Pay Internet Banking and Bill Pay Internet Banking and Bill Pay
Available for 24 hour account access. Available for 24 hour account access. Available for 24 hour account access. Available for 24 hour account access.

 

Other Interest Bearing Accounts

 

Account Name Money Market Premium Money Market Fed Funds Index Attorney Trust Account   (California State Bar Association)
This tiered rate account allows for unlimited withdrawals when made in person, by mail, by messenger/courier, or through an ATM and earns interest based on your account balance. This tiered rate account allows for unlimited withdrawals when made in person, by mail, by messenger/courier, or through an ATM and earns interest based on your account balance. The interest rate is based on the West Coast Federal Funds rates paid to banks for overnight purchase of reserve funds. This interest-bearing checking account is available to California attorneys and law firms that receive and disburse client funds.  All interest earned, minus any service charges, will be sent to the California State Bar Association monthly.
Minimum Opening Deposit: $2,500 $10,000 $25,000 $1,500
Monthly Service Charge: No service charge if you maintain a $2,500 minimum daily balance or a $5,000 average balance during the monthly statement period.  $10 monthly fee if balance falls below minimum. No service charge if you maintain a $10,000 minimum daily balance during the monthly statement period.  $10 monthly fee if balance falls below minimum. No service charge with a $25,000 minimum daily balance during the monthly statement period.  $25 monthly fee if balance falls below minimum. $10.00 Monthly Fee
Interest: * Tiered interest rate based on account balance Tiered interest rate based on account balance Tiered interest rate based on account balance Tiered interest rate based on account balance
Six (6) pre-authorized debits per statement cycle. Six (6) pre-authorized debits per statement cycle. Six (6) pre-authorized debits per statement cycle. No per check fee
Debit & Credit Charges $10 per item fee for each transaction beyond six per statement cycle. $10 per item fee for each transaction beyond six per statement cycle. $25 per item fee for each transaction beyond six per statement cycle.
Other Benefits: ATM/Debit Card available. ATM/Debit Card available. ATM/Debit Card available.
Internet Banking and Bill Pay Internet Banking and Bill Pay Internet Banking and Bill Pay
Available for 24 hour account access. Available for 24 hour account access. Available for 24 hour account access.